Our licensed staff provides the expertise to review and provide an insurance program to fit your specific needs. We have many insurance programs for specific business groups.  Some of the major lines of insurance we write are included to the right for your information.

To find out more about our business insurance products, please continue to explore our website or contact our staff in the business insurance department. Call us at (208) 336-5600 or (800) 336-5601. 

Business Property
Business Property insurance protects against physical damage or loss of business assets. It can cover general property including machinery and equipment breakdown, motor truck cargo, vehicle physical damage, scheduled property and contractor’s equipment.

Business Interruption
Business Interruption insurance protects a business owner against losses from a temporary shutdown due to insured events such as fire or flood. Business Interruption can reimburse loss of net profits and necessary continuing expenses.

General Liability
Business Liability insurance protects your business against financial loss resulting from claims of injury or damage caused to others by the business owner or employees.

Commercial Auto
Commercial Auto insurance products are available for businesses to insure for lessors, fleets, and school as well as charter buses.

Inland Marine
Property that is mobile in nature has been traditionally handled on these types of policies.  A wide variety of forms and coverages have been developed to handle the needs of these properties.

Professional Liability
Professional liability protects against loss from a claim of alleged negligent acts, errors or omissions in the performance of professional services. This might include loss of client data, software or system failure, claims of non-performance or negligent oversell.

Employment Practices
Employment Practices Liability Insurance (EPLI) protects employers from claims filed by workers that their legal rights have been violated. The policy will reimburse expenses incurred by court costs as well as any settlements or judgments.

Business Umbrella
Business Umbrella Insurance protects you from damages in the event of a catastrophic accident. Business Liability covers a limited amount while Business Umbrella will cover a much higher limit. A catastrophic event in a business could result in millions of dollars in damages; an Umbrella Policy will pay when the other applicable policies are exhausted.

Workers' Compensation
State law requires that all employers provide Workers' Compensation insurance for their employees. This insurance provides coverage for accidents or disease arising from employment as prescribed by these state laws. Benefits can include lost wages, medical expenses, and permanent disfigurement/disability payments.

Workers' Compensation coverage is designed to meet the Workers' Compensation laws of your state. Workers' Compensation coverage provides protection for injured workers.

Pollution / Environmental
The coverage is used to insure against claims arising from pollution related occurrences as defined in the form such as substances in water, soil, or air that degrade the natural quality of the environment, offend the senses of sight, taste, or smell, or cause a health hazard. The usefulness of the natural resource is usually impaired by the presence of pollutants and contaminants.